Modern factoring
for your fleet
Whether you manage one truck or 100, we'll simplify how you manage your business with one simple service for all your financial needs—from invoice and factoring, to banking and expenses.
When you factor with Outgo, your rate is 1.5% or less.
Introducing the first debit card made for freight.
Instantly factor for free when you spend on the Outgo Card. And when you don’t need to factor, get 1% cash back.
Don't just take our word for it
"
It puts the power of saving in the hands of owner-operators and small carriers.
I was blown away by its unique features and ease of use. It has saved me time and more importantly, money!! "
Charmaria
4 Trucks
Gurley All Freight
The first service
built so you factor less.
Cashflow optimization
Rather than factoring an entire Unpaid Invoice, factor in real-time as you spend so you get the best rate.
Your rate decreases daily
The closer you are to the due date of an Unpaid Invoice, the less you pay to factor cash from it. It starts at 1.5% and decreases every day.
Smart invoice selection
We select the invoice with the lowest rate to factor. No more factoring every invoice.
No factoring fees with your Outgo Card
We use the interchange fee to cover your factoring fee so that when you spend money on the Outgo Card, you don't pay a thing.
One service for all your business needs
5-in-one
Simplify your business management with one product for all your financial needs.
Secure banking
  • FDIC Insured Bank Account
  • Free ACH Transfers
  • Instant access to Early Income
Smart business debit cards
  • Factor for free on the Outgo Card transactions
  • 1% cash back when you don't need to factor
Intelligent factoring
  • 1.5% factoring rate or less
  • Fast broker verification
Fast invoicing
  • Hassle-free invoicing
  • Payment reconciliation
Simple document management
  • Easy access to invoices
  • Automated transcription
  • Document storage
No annual contracts.
Try it out for a few invoices — risk free. We are confident you will see the value right away.
Unlike the competition, switching on and off our platform is easy. There are no lengthy contracts or expensive buyouts
Scale your business with Outgo
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Made in Seattle & Los Angeles
Outgo Inc
117 E Louisa St. #161
Seattle, WA 98102
Outgo Inc, 2022. Copyright. All rights reserved.
Outgo is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC.
The Outgo Business Visa ® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa Debit cards are accepted.
Additional terms and conditions apply to cash back rewards program. 1% cash back is earned on all expenses and is subject to change.
Promotional offers are subject to change and valid for new customers only.