Less factoring. Lower rates.
Factor for free with the Outgo Card or get 1% cash back on every purchase you don’t factor
Early Income
Your balance of approved and Unpaid Invoices.
This balance can be spent for free (no fees!) with your Outgo Card and with every other factoring transaction your rate is 1.5% or less.
Outgo Card
Free factoring
Factoring fee
1.5% or less
It’s less because your rate decreases daily!
The closer you are to the due date of an unpaid invoice, the less you pay to factor cash from it. It starts at 1.5% and decreases every day until it reaches .75%.
Checking account
Your Outgo bank account is where you manage your business' cashflow.
Your paid invoices and Early Income will be deposited into this account. You can deposit, withdraw and spend these funds using ACH, wire and your Outgo Card.
Outgo Card
1% cash back when you don’t factor
No Fees
Per ACH Transfer
No Fees
In-network ATM
No Fees
Out-of-network ATM
Per Wire Transfer
International transaction fee
of the transaction
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Get more. For less
Business debit cards
factoring company
Free factoring on card spend
1% cash back when you don’t factor
No hidden fees
FDIC Insured Business Account
Free ACH Transfers
Instant access to Early Income
2 to 7 days
Hassle-free invoicing
Payment reconciliation
Document storage
Automated document transcription
1.5% or less
The closer you are to the due date of an unpaid invoice, the less you pay to factor cash from it. It starts at 1.5% and decreases every day.
Fast broker verification
No annual contracts
Simple onboarding and off-boarding
Optional and never required
Join Outgo and take control of your finances
Save money
We reduce the cost of factoring so you can earn more.
Grow your company
Access your income early so you can scale your business.
Save time
Manage all aspects of your businesses’ money in one place.
Take control
No contract, factoring agreements or high service fees.
Made in Seattle & Los Angeles
Outgo Inc
117 E Louisa St. #161
Seattle, WA 98102
Outgo Inc, 2022. Copyright. All rights reserved.
Outgo is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC.
The Outgo Business Visa ® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa Debit cards are accepted.
Additional terms and conditions apply to cash back rewards program. 1% cash back is earned on all expenses and is subject to change.
Promotional offers are subject to change and valid for new customers only.