Pricing

Less factoring. Lower rates.

Factor for free with the Outgo Card or get 1% cash back on every purchase you don’t factor

Early Income

Your balance of approved and Unpaid Invoices.

This balance can be spent for free (no fees!) with your Outgo Card and with every other factoring transaction your rate is 1.5% or less.

Outgo Card

Free factoring

Factoring fee

1.5% or less

It’s less because your rate decreases daily!

The closer you are to the due date of an unpaid invoice, the less you pay to factor cash from it. It starts at 1.5% and decreases every day until it reaches .75%.

Checking account

Your Outgo bank account is where you manage your business' cashflow.

Your paid invoices and Early Income will be deposited into this account. You can deposit, withdraw and spend these funds using ACH, wire and your Outgo Card.

Outgo Card

1% cash back when you don’t factor

No Fees

Per ACH Transfer

No Fees

In-network ATM

No Fees

Out-of-network ATM

$2.50

Per Wire Transfer

$10.00

International transaction fee

of the transaction

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Get more. For less

Business debit cards

Traditional
factoring company

Free factoring on card spend

1% cash back when you don’t factor

No hidden fees

Banking

FDIC Insured Business Account

Free ACH Transfers

Invoicing

Instant access to Early Income

2 to 7 days

Hassle-free invoicing

Payment reconciliation

Document storage

Automated document transcription

Factoring

1.5% or less

The closer you are to the due date of an unpaid invoice, the less you pay to factor cash from it. It starts at 1.5% and decreases every day.

Fast broker verification

No annual contracts

Simple onboarding and off-boarding

Optional and never required

Join Outgo and take control of your finances

Save money

We reduce the cost of factoring so you can earn more.

Grow your company

Access your income early so you can scale your business.

Save time

Manage all aspects of your businesses’ money in one place.

Take control

No contract, factoring agreements or high service fees.

Made in Seattle & Los Angeles

Outgo Inc
117 E Louisa St. #161
Seattle, WA 98102

Outgo is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC.

The Outgo Business Visa ® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa Debit cards are accepted.

Additional terms and conditions apply to cash back rewards program. 1% cash back is earned on all expenses and is subject to change.

Promotional offers are subject to change and valid for new customers only.

Terms and Conditions