Plans built for your business

Get industry-low rates and fast fund availability.
Parachute
Risk Free
No annual contracts or cancellation fees
Difference
Flexible
No reserve or minimums
Shield
Secure
FDIC insured business account
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Pick your plan

You can change plans at any time

Base

Lock in an industry-low rate

Plus

Smarter rates and faster funds
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Factoring rate
Factoring rate
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1.5% Fixed rate
Factoring rate
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2.0% - 1.0% Decreasing rate
Outgo Debit Card
Outgo Debit Card
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Instant access to funds
Card fees
Outgo Debit Card
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0% Factoring rate on purchases
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Instant access to funds
Card fees
Check processing
Check processing
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$15.00 Fee
Check processing
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Free Check processing
Payout speeds
Payout speeds
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Same day funding
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Payout speeds
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4 hour funding
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Transfers
Transfers
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Free ACH Transfers
Wire Transfer
$15.00
ACH Transfer
Free
Transfers
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Free ACH Transfers
Wire Transfer
$5.00
ACH Transfer
Free

Calculate your savings with Outgo

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Bucks

Save up to $0 with Outgo

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Current factoring costs
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Monthly Revenue
$
0
$
0
Factoring rate
0
% Fixed
2 - 1% Decreasing
Annual factoring cost
$
0
$
0
 - 
$
0
Annual savings
up to $0+

Compare plan features

Other factoring companies
Base
Plus
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Factoring
2-5%
1.5% Fixed
2% - 1% Decreasing
Rate
2-5%
1.5% Fixed
2% - 1% Decreasing
Free Factoring on card purchases
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Free
Payout speed
Info
1 to 2 days
Same-day
Within 4 hours
Instant access to funds
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No annual contracts
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Invoicing
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Hassle-free invoicing
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Payment reconciliation
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Document storage
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check
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Automated document transcription
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check
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Banking
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check
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FDIC Insured Business Account
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ATM
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ACH and Wire Transfers
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Outgo Debit Card
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FAQs

Can I change plans later?
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Yes! Try Plus risk-free and see how it works for you.
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You can change to Plus or Base at any time.

Can I use the Outgo Card if I don’t have Plus? 
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Yes. It allows you to spend instantly as soon as funds are available.
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The Outgo Card is available for all users on the Outgo platform. Instantly access funds for factoring, instead of having to make a transfer.

Plus customers get the additional benefit of free factoring on every purchase made with the Outgo Card.

What Outgo Card transactions qualify for free factoring?
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All purchases for Plus customers
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All purchases with the Outgo Card can be factored at a 0% rate as long as you are an Outgo Plus customer.

Use it on purchases like food and lodging, vehicle maintenance, insurance, loan or lease payments, supplies, and items or services that help you deliver.

How easy is it to cancel my plan?
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Our agreements are flexible. We don’t require annual contracts
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You may cancel our agreement at any time and we require a 15-day notice. To cancel, you’ll need to either buy out any invoices that we’ve processed on your behalf, or work with another factoring company to buy them out.

We will work with any factoring company to make your transition as easy as possible. We’ll even help you review your new contract with them. We’re always looking out for you, even if you decide to cancel your account with Outgo.

Outgo card fees
ATM
In Network
Free
Out of Network
$2.50
TRANSACTIONS
Domestic
Free
International
1%
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Same day funding
qualifications
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Broker is approved for factoring
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Documents are submitted before 3pm EST / 12pm PST
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You’ve previously worked with this broker on the Outgo platform
Within 2 business days
Approved brokers you haven’t worked with previously on the Outgo platform or if a rate verification is required.
If the broker isn’t approved or the invoice isn’t eligible for factoring, funds will be deposited in your Checking account when the invoice is paid by the broker.
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Within 4 hours funding qualifications
Check
Broker is approved for factoring
Check
Documents are submitted before 3pm EST / 12pm PST
Check
You’ve previously worked with this broker on the Outgo platform
Within 2 business days
Approved brokers you haven’t worked with previously on the Outgo platform or if a rate verification is required.
If the broker isn’t approved or the invoice isn’t eligible for factoring, funds will be deposited in your Checking account when the invoice is paid by the broker.
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Payout speed qualification
Check
Broker is approved for factoring
Check
Documents are submitted before 3pm EST / 12pm PST
Check
You’ve previously worked with this broker on the Outgo platform
Within 2 business days
Approved brokers you haven’t worked with previously on the Outgo platform or if a rate verification is required.
If the broker isn’t approved or the invoice isn’t eligible for factoring, funds will be deposited in your Checking account when the invoice is paid by the broker.
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Get a tailored experience
This information helps create a tailored recommendation for your business.
What do you mean by banking?
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Your FDIC Insured business bank account is provided by our banking partner Blue Ridge Bank.
How much is insured?
Funds in this account are insured up to $250,000.
What does FDIC stand for?
FDIC Stands for Federal Deposit Insurance Corporation
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