Get lower rates and faster funds with Outgo
Pick the best Outgo plan for you. Change at anytime
Save thousands
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1.5% Fixed rate
Base
Industry low rates
GET RATES LOWER THAN 1.5%
Plus
Smarter rates and faster funds
Benefits with Outgo
No reserve,
No minimums
Keep more of your hard earned money
No annual contracts,
No cancellation fees
Try us out risk free
Outgo cards for all your employees
Card fees
FDIC Insured bank account
Secure and safe account for your business
Not sure which is right for you?
Compare plans
Pick your plan
Base
Industry low rates
Factoring Rates
1.5% Fixed rate
Lock in a fixed rate for all your approved unpaid invoices with approved brokers.
Check processing fee
$15.00
Payout speed
Same day funding
Get funds faster than the rest of the industry.
Transfers
Free ACH Transfers
Wire Transfer
$15.00
ACH Transfer
Free
Select
Plus
Smarter rates and faster funds
Factoring Rates
Achieve rates lower than 1.5%
How it works
2.0% - 1.0% Decreasing rate
Your factoring rate decreases daily - getting you the best rate every day.
Check processing fee
Free
0% rate on Outgo Card purchases
Get a 0% factoring rate on purchases on your Outgo Card.
PAYOUT SPEED
4 hour funding
Spend within hours of submitting your proof of load documents.
Transfers
Free ACH & Wire transfers
Free
No wire or ACH fees on any transfer. Ever.
Security
Double broker protection
Free
You and your business are protected against certain fraudulent broker behavior.
Select
Base
Industry low rates
Factoring Rates
1.5% Fixed rate
Lock in a fixed rate for all your approved unpaid invoices with approved brokers.
Broker check fee
$15.00
Payout speed
Same day funding
Get funds faster than the rest of the industry.
Transfers
Free ACH Transfers
Wire Transfer
$15.00
ACH Transfer
Free
Select
Not sure which is right for you?
Compare plans
Chat with an Outgo Representative
Save more with plus
Share your documents
Three easy ways to upload your documents from email, app, or web
Spend instantly
Within four hours of uploading documents - spend instantly via card, app, or web.
Sit back & save
Peace of mind that you’ll get the best rate while your invoices and brokers are taken care of
Get more than just another factoring company. For less.
Factoring
Other factoring
companies
Base
Plus
Rate
2-5%
1.5% Fixed
2.0% - 1.0% Decreasing
Payout speed
1 to 2 days
Same day
within 4 hours
Intelligent decreasing rate*
Close
Close
Free
Free Factoring on card purchases
Close
Close
Double broker protection
Close
Close
No monthly or annual contracts
Close
Check processing fee
Fees
$15.00
Free
Invoicing
Hassle-free invoicing
Close
Payment reconciliation
Close
Document storage
Close
Automated document transcription
Close
Banking
FDIC Insured Business Account
Close
ACH fees
Free
Free
Wire fees
$20.00 - $30.00
$20.00
Free
ATM • In network
Close
Free
Free
ATM • Out of network
Close
$2.50
$2.50
*Your rate decreases daily
Your rate is based on the due date of each unpaid invoice. It starts at 2% and decreases every day.
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Made in Seattle & Los Angeles
Outgo Inc
117 E Louisa St. #161
Seattle, WA 98102
Outgo Inc, 2022. Copyright. All rights reserved.
Outgo is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC.
The Outgo Business Visa ® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa Debit cards are accepted.
Additional terms and conditions apply to cash back rewards program. 1% cash back is earned on all expenses and is subject to change.
Promotional offers are subject to change and valid for new customers only. 
Terms and Conditions
Privacy Policy
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Outgo card fees
ATM
In Network
Free
Out of Network
$2.50
TRANSACTIONS
Domestic
Free
International
1%
Two ways to save thousands with Plus
Take this example below. You have a $5,000 factorable load and your previous rate was 3%.
With Outgo you can achieve a factoring rate as low as 0% with these two methods
0% factoring rate on all Outgo Card purchases
Factored
Rate
Fee
Savings
$1,000
0%
$0.00
$30.00
The more you wait, the more you save
Your factoring rate decreases every day.
Factored
Rate
Fee
Savings
$1,000
on Day 1
2.0%
$20.00
$10.00
$1,000
on Day 15
1.5%
$15.00
$15.00
$1,000
on Day 30
1.0%
$10.00
$20.00
Add these up and get a rate less than 1.5%
Total factored
$4,000
Average rate
.75%
Total fees
$45.00
Total savings
$65.00
Per Truck
Monthly savings up to $200+
Annual savings up to $2,400+
Get started
Funding qualifications
Broker is approved for factoring
You’ve previously worked with this broker on the Outgo platform
Within 2 business days
Approved brokers you haven’t worked with on the Outgo platform
If the broker isn’t approved or the invoice isn’t eligible for factoring, funds will be deposited in your Checking account when the invoice is paid by the broker.